Retail Banking’s
Steeper Climb

As coping tactics run their course, retail banks must reposition for a challenging new market.

Multi-channel M&A:
Where do Branches Fit?

Do banks face a hopeless situation with failing branches? It is a pressing question as the industry gears up for 2012. A top banking performance challenge is dealing with impaired branch capacity. A strong market context will be needed in exploring ways to avert closures “at total loss.” Everywhere you look, networks are being dragged down by branches that were crippled and may never recover.

As seen on First Business

Michael Rice Discusses Bankable Solutions

December 2011

Banks are facing a severe revenue drought from the recent onslaught of regulations. While significantly impacting banks now, these full effects of these regulations won't even be fully felt until 2012.

As seen in Bank Director

Risk and the Road Ahead: What Bank Directors Need to Know

December 2011

To cope with market volatility and heightened regulatory pressure, bank boards must play a much more proactive role in risk management. For the past year, directors at U.S. banks and thrifts have been grappling with their new responsibilities in overseeing and controlling risk. Boards need to play a greater role in improving risk policies, controls and systems.

Novantas in the News

The Financial Brand — Financial Marketers Tip Toe Between Irritating New Fees And Profitability

30th Jan 2012

"The sad but honest truth is that free checking was supported by interest rates and fees. Both those options are not available to banks now," said Hank Israel, partner at Novantas.

Live Trading News — The Evils of the Volker Rule and Dodd—Frank