The Financial Column — Checking Renewal, the Cash Management Account

2010-07-11

Solve the Checking Problem by Solving the Household Cash Management Problem

The typical family has double the monthly payment transaction volume from a few decades ago, and scatters resources across multiple accounts. Along with checks, people have to keep tabs on their debit and credit cards, and ATM transactions, On-line transactions and mobile banking transactions. Families are drowning in the complexity of financial services. There is actually a large window of opportunity for banks that can help households to better manage their monthly finances.

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