novantas perspective
‘Easy Money’ Is Harder to Come By as Deposit Betas Surge
The Fed’s move to raise its target interest rate to a range of 2.00% – 2.25% comes at a time when banks are already grappling with rising deposit costs.
article
Commercial Deposit Pricing: Time to Replace Intuition with Analytics
Customer who seek a higher rate put the bank in a defensive position that often ends with the bank offering a rate that is above the optimal and fair price for that client’s deposit.
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Saving the Savings Account
Long one of the most under-appreciated and least understood categories for banks, the role of the savings accounts may be on the brink of change due to the industry’s widespread disruption from technology.
news
Online banks have avoided offering checking accounts — that stands to change
It’s something startups have been doing for years: partnering with financial institutions to offer you digital checking, or digital banking, accounts.
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Improving Confidence In Network Management In An Accelerating Digital World
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