Novantas Banking Analytics & Advisory

Perspective

Beware of the Next 100 Basis Points in Canada: A Tricky Time For Deposits

Novantas believes rate hikes in Canada represent an inflection point that shifts the industry into a new regime in deposit behaviour and pricing.

Novantas Review

The Future of Banking

Welcome to the Summer 2018 issue of the Novantas Review.

Commercial Banking

Faster Payments Speed Toward Commercial Banking

Commercial banking is jumping on the bandwagon for faster payments. Is your bank ready to climb aboard?

Risk

Banks Should Pursue Efficient and Scalable “Model Factory” Management

Crowded runway: Banks that are grappling with hundreds of quantitative models may find that an advanced “factory” approach can help ease the burden.

Executive Interview

Sitting Down with Novantas

President Roger Hochschild of Discover talks about the benefits of offering checking and savings accounts without a brick-and-mortar presence.

Perspective

Quantitative Easing Unwind Poses Risks to Deposit Relationships

Winding down: Novantas analysis estimates $550 billion of deposits may be removed from circulation as Fed dismantles crisis-era QE program.

Which deposits are at risk?

Perspective

Increasing the Focus on Customer Primacy is an Imperative

Banks need to be more selective about commercial customers as loans and deposits come under pressure.

Data Insights

Consumer Branch Balances Grew 8.5% in Last Two Years

Average branch-based product portfolio balances have grown 8.5% in the last two years, with savings/MMA/HSA and checking accounts growing close to 12.5%.

Dive into the Details

novantas perspective

Beware of the Next 100 Basis Points in Canada: A Tricky Time For Deposits

The outlook for deposits should be at the top of bankers’ minds following the Bank of Canada’s recent rate hike, which represented its fourth — and a cumulative 100 bp — move in the past year.

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The Future of Banking Is Already Here

The U.S. banking industry has always followed a very simple formula: Intermediation 101 calls for banks to gather deposits from local depositors (primarily retail) and lend to local borrowers (primarily businesses).

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Sitting Down with Novantas | Roger Hochschild

The Novantas Review is pleased to introduce a new feature in which we interview an expert about the banking industry.

Beware of the Next 100 Basis Points in Canada: A Tricky Time For Deposits

The Future of Banking

Faster Payments Speed Toward Commercial Banking

Banks Should Pursue Efficient and Scalable “Model Factory” Management

Sitting Down with Novantas

Quantitative Easing Unwind Poses Risks to Deposit Relationships

Increasing the Focus on Customer Primacy is an Imperative

Consumer Branch Balances Grew 8.5% in Last Two Years

novantas perspective

Beware of the Next 100 Basis Points in Canada: A Tricky Time For Deposits

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The Future of Banking Is Already Here

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Sitting Down with Novantas | Roger Hochschild

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Ready, Set, Goaling!

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CECL – Beyond the Regulators

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Advancements In Liquidity Measurements As The Battle For Deposits Intensifies

novantas perspective

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