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Commercial Conundrum
New data from Novantas show that higher interest rates are affecting the relationship between banks and their commercial customers.
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Sitting Down with Novantas | Steve Scruggs
Steve Scruggs is the director of research and senior portfolio manager for Bragg Financial Advisors and also serves as the primary portfolio manager for the firm’s two mutual funds. The Novantas Review recently talked with Steve about his views on the banking industry.
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Close More Branches Now – Cautiously
The recent wave of industry mergers is bound to have many implications for U.S. banks, but one of the most significant is that it will accelerate the shuttering of branches across the country. The industry still has way too much capacity, and mergers — especially those with overlapping networks — provide an opportunity to eliminate capacity and improve efficiency.