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Industry Insights

Perspectives

Commercial Deposits Surge, But Which Ones Are Sticky?

Commercial deposits are surging across the industry, driven by credit-line drawdowns and changes in the way corporate customers are managing liquidity.

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Novantas Viewpoint

This Week in Retail Banking | April 25, 2020

As some states begin to re-open the economy, banks will start thinking about the re-entry plans for their retail networks.

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Perspectives

Corporate Treasury Teams Are Key to Company Resilience During COVID-19

There’s no doubt that COVID-19 is having widespread implications for corporate treasurers at companies of all sizes – from liquidity challenges to supply-chain disruptions.

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Novantas Viewpoint

This Week in Retail Banking | April 18, 2020

It was another tough week for banks as jobless claims topped 22 million, PPP funds ran dry and online banking systems crashed just as the much-anticipated stimulus checks began to arrive.

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Perspectives

Commercial Commitment Drawdowns: A Liquidity Event to Manage Now and Study Later

The industry is seeing an acute spike in committed commercial facility utilization, representing just one more consequence of the sudden and severe economic shock from COVID-19.

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Novantas Viewpoint

This Week in Retail Banking | April 11, 2020

As the U.S. has begins to show some signs of “flattening the curve,” there are emerging signs that some of the changes in consumer behavior will have a permanent impact on the banking industry.

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Perspectives

A Call for Workforce Flexibility, Creativity As In-Branch Sales Decline

The industry is undergoing a radical shift as consumers who are avoiding the branch are increasingly ready to accept digital and other remote channels.

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Novantas Viewpoint

This Week in Retail Banking | April 5, 2020

Another week of lockdowns and the rollout of the CARES Act is adding an additional degree of organizational complexity for banks.

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Perspectives

Crisis Will Force Permanent Changes in Branch Networks

The health crisis that is sweeping the country is creating tectonic changes in the role of bank branches.

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Perspectives

Reduce, But Don’t Slash and Burn Commercial Deposit Rates: Careful Response Needed After Fed Rate Cuts

It is clear that commercial deposit rates will fall following the Fed’s emergency rate cuts, but the initial reaction to cut them aggressively should be tempered with an eye toward the future.

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