Industry Insights
Articles
Wealth Distribution: Optimizing Local Markets
To grow the wealth management business, financial institutions will need a more systematic planning approach to deploy offices and advisors in local markets.
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Treasury Management Customers: “Serve Us Differently”
Novantas research shows that treasury management sales practices are out of step with the preferences of many customers. New approaches are needed to fuel sales growth.
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Profit-based Metrics for Sales Productivity
The assumption that the branch sales force is financially justified on the strength of walk-in traffic is no longer viable in a post-recession market.
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Segment-based Deposit Pricing
In a world of excess deposits, banks must price for quality over quantity. Effective customer segmentation analytics is the key to achieving that.
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Is Social Media a New Banking Market?
Retail bankers must start coming to grips with social media as an emerging marketplace. Defensive PR is one thing, but the larger goal is proactively building online rapport.
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New Directions in Unsecured Consumer Credit
To restart growth in consumer credit, retail banks need to look at nontraditional products; the key is to organize offers around essential customer needs.
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From Payments to Cash Management: The Next Big Idea?
Payments can once again be a foundation of profitable revenue growth, but only for institutions that can innovate to serve customers’ larger needs.
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Consumer Credit: New Frontiers for Growth
Major regional banks have both the motive and the opportunity to reclaim territory in the estimated $1.5 trillion market for unsecured credit.
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Growing Fee Revenues in a Challenging Market
As early fee revenue tactics reach their limits, banks must start now in developing customer-friendly innovations that will bear fruit over the next few years.
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Transforming Retail Sales Force Economics
To revitalize branch sales and solve over-staffing issues, banks will need improvements in metrics; goals and incentives; capacity management; and proactive selling.