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CFPB: Growing Pains of a New Agency

The new Consumer Financial Protection Bureau has made significant progress in its early days, but some issues may linger for quite some time. By creating the Consumer Financial Protection Bureau (CFPB) under the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act, Congress changed the architecture of consumer protection. Along with preserving existing statutes and regulations, lawmakers layered a considerable array of new laws on top of the old ones. Dodd-Frank created a new agency ...

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