bg-arrow-down icon-arrow-up icon-back-to-top icon-linkedin icon-menu icon-search icon-twitter logo-white slider-arrow-left-gray slider-arrow-left slider-arrow-right-gray slider-arrow-right

Commercial Banking Performance — 4th Quarter 2016

Commercial LOBs saw double-digit earnings growth in 4Q16, with strong NIM improvement and a return to stable provision – but also slowing of loan growth.

Overall 4Q16 Results: Net Income was up 12% with ROA rising to 132 bp and NIM to 251 bp. The gap between loan growth and deposit growth narrowed as loan growth fell to single digits versus a year ago while deposit growth rose to 4% YoY. Looking Ahead: Loan growth continued to slow, with the weakest growth being C&I. While CRE growth has outpaced C&I growth for the last several quarters we may begin to see this gap close as (1) some banks tightened underwriting standards on CRE loans in 4Q16, (2) banks may began to ease standards on C&I ...

Read more

For more information, contact Novantas Marketing

+1 (212) 901-2772

Related Materials


Fed Moves Again: Rates Continue to Lag, but Pressures are Clearly Emerging

The Federal Reserve raised the Fed Funds rate another 25 bps as expected — the fourth increase since 2015 and the third in a more recent series of moves.


Quarterly U.S. Commercial Deposit Study: 1Q 2017 Findings

Growth in interest-bearing deposits is far outpacing growth in non-interest bearing deposits…could this signal the beginning of a large shift in balances as rates rise?


Commercial Banking Performance — 1st Quarter 2017

Lackluster results with continued weak loan and deposit growth as well as a small decline in ROA

Please enter your email for verification:

Full Name (required)
Title (required)
Institution (required)
Email (required)
Select Product (one required)

PriceTek Deposits
PriceTek Loans
PriceTek Mortgage
PriceTek Offer Engine
BankChoice Monitor

Phone Number (optional)
Description of Need (optional)