bg-arrow-down icon-arrow-up icon-back-to-top icon-linkedin icon-menu icon-search icon-twitter logo-white slider-arrow-left-gray slider-arrow-left slider-arrow-right-gray slider-arrow-right

Commercial Deposit Pricing: Time to Replace Intuition with Analytics

The phone rings at the relationship manager’s desk. It’s another commercial customer asking for a higher rate. The customer is only getting 80 basis points and wants one closer to the far higher target Fed funds rate. For the third time today, the banker opens his “rate sensitivity tracker” and adds this customer to the “rate sensitive” customer list. And now comes the important decision — how does the banker decide on the “right” rate ...

Read more

For more information, contact Novantas Marketing

+1 (212) 901-2772


Related Materials

article

Commercial Deposit Pricing: Time to Replace Intuition with Analytics

Customer who seek a higher rate put the bank in a defensive position that often ends with the bank offering a rate that is above the optimal and fair price for that client’s deposit.

article

The Future of Banking Is Already Here

The U.S. banking industry has always followed a very simple formula: Intermediation 101 calls for banks to gather deposits from local depositors (primarily retail) and lend to local borrowers (primarily businesses).

article

Sitting Down with Novantas | Roger Hochschild

The Novantas Review is pleased to introduce a new feature in which we interview an expert about the banking industry.

Please enter your email for verification:

Full Name (required)
Title (required)
Institution (required)
Email (required)
Select Product (one required)

PriceTek Deposits
PriceTek Loans
PriceTek Mortgage
PriceTek Offer Engine
StrataScape
BankChoice Monitor
SalesScape
MetricScape

Phone Number (optional)
Description of Need (optional)