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Consumer Wildcard: Loan Growth Ahead?

As banks look to differentiate performance in 2015, a major question is whether consumers are finally ready to pick up the pace of borrowing. Finally, after a deep recessionary trough and a painfully slow and uneven recovery, the long-awaited economic expansion has begun. After a three percent increase in total loans held by the U.S. banking industry last year, institutions are on track for five percent loan growth in 2014, and we expect to see ...

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