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Credit Crisis: New Lines of Defense

Will tried-and-true risk defenses be enough this time around? It’s a critical question at a time of rising credit card delinquencies and the most difficult collections environment in recent memory. Already, issuers are rushing to traditional defenses such as tightening approvals, paring credit lines and expanding collections staff. These basic measures definitely are in order. Yet there are compelling reasons to adopt progressive new approaches as well. For one thing, a changed lending atmosphere has ...

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