bg-arrow-down icon-arrow-up icon-back-to-top icon-linkedin icon-menu icon-search icon-twitter logo-white slider-arrow-left-gray slider-arrow-left slider-arrow-right-gray slider-arrow-right

Higher Rates and Competition Threaten Commercial Deposits

The Novantas Quarterly Commercial Deposit Study shows a clear divergence in bank performance. Two-thirds of banks reported low-to-modest growth in Q4 2017, likely reflecting the cyclical increase in deposits that is common for year-end (Exhibit 1). One-third of banks reported quarterly declines ranging from 1-4%, which is unusual for the fourth quarter and may be the harbinger of future balance decline as rates continue to rise. Commercial deposits became a larger source of stable, low-cost ...

Read more

For more information, contact Novantas Marketing

+1 (212) 901-2772


Related Materials

article

Lenders Need to Seek New Skills from Commercial Bankers

The commercial bank executive of tomorrow will look a lot like a quick-thinking technology executive or a nimble start-up CEO.

article

Why Should Consumers Choose Your Bank? Distinctiveness in the New World of Retail Banking

For years, Novantas has challenged banks with the question: Why should someone choose your bank?

article

Sending the Right Signals: Industry Advancements in Behavioral Life Measurement

The prospect of rising interest rates and more competitive pricing is challenging one of the banking industry’s traditional ways to value deposits.

Please enter your email for verification:

Full Name (required)
Title (required)
Institution (required)
Email (required)
Select Product (one required)

PriceTek Deposits
PriceTek Loans
PriceTek Mortgage
PriceTek Offer Engine
StrataScape
BankChoice Monitor
SalesScape
MetricScape

Phone Number (optional)
Description of Need (optional)