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Mending Home Equity Lending: Rx for Pricing

With the worst of the mortgage lending crisis now apparently over, growth-hungry banks are eager to revive home equity lending. But a different market is unfolding in the wake of the housing downturn, with caution and selectivity replacing the former gold rush mentality. It is within this context that many institutions are revisiting home equity pricing, or the internal decision process used to set market rates. A recent 10-bank survey by Novantas revealed five major ...

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