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Reg E: Turning the Tide on Opt-in Requirements

Ever since the Federal Reserve finalized new rules on how checking account overdrafts must be handled, the banking industry has been reacting to worst-case scenarios, and no wonder. An estimated $18 billion to $23 billion in annual fee revenues could be lost if all overdraft transactions affected by Regulation E come to a halt. But the larger picture is still about meeting customer needs, and the situation is actually much more encouraging when viewed from ...

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