bg-arrow-down icon-arrow-up icon-back-to-top icon-linkedin icon-menu icon-search icon-twitter logo-white slider-arrow-left-gray slider-arrow-left slider-arrow-right-gray slider-arrow-right

article

Commercial Banking Needs Tech Injection to Keep Customers

Commercial and corporate-banking operations are well behind the curve when it comes to digital transformation, a sharp contrast to retail-banking businesses that are increasingly using technology to embrace modern consumer preferences and to analyze behavior.

article

Checkmate: An Account for Everyone

The recent news that Bank of America discontinued its free online checking account has generated significant attention from the media, consumer groups, financial analysts, and other industry providers.

article

Bank Buyers Beware: Today’s Deposits Need Credit Burn-Down Rigor

The scale imperative has never been greater in the U.S. banking industry as the largest institutions reap the benefits of digital presence and marketing heft to acquire an outsized share of consumer and commercial relationships.

novantas perspective

Rates Rise As Client Behavior Is Shifting

In the early stages of the rising-rate environment, banks have been able to substantially lag rates across all lines of business.

article

Rethinking the Modeling Ecosystem: A Modest Proposal

The current model development and validation process is broken: it takes too long, there are too many nonstandard elements, there is too much rework, and it introduces material risk when critical and time-sensitive models fail validation.