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The Future of Banking Is Already Here

The U.S. banking industry has always followed a very simple formula: Intermediation 101 calls for banks to gather deposits from local depositors (primarily retail) and lend to local borrowers (primarily businesses).

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Faster Payments Speed Toward Commercial Banking

Much of the buzz about real-time payments innovation has focused on retail banking, but the new technology has broad implications for commercial businesses as well.

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Disappearing Customer

They may not know it, but many US banks are experiencing a net decline in their overall organic growth rates of checking customers.

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