Commercial deposits are surging across the industry, driven by credit-line drawdowns and changes in the way corporate customers are managing liquidity.
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Commercial Deposits Surge, But Which Ones Are Sticky?
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Tagged: Commercial Banking
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Commercial Commitment Drawdowns: A Liquidity Event to Manage Now and Study Later
The industry is seeing an acute spike in committed commercial facility utilization, representing just one more consequence of the sudden and severe economic shock from COVID-19.
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Reduce, But Don’t Slash and Burn Commercial Deposit Rates: Careful Response Needed After Fed Rate Cuts
It is clear that commercial deposit rates will fall following the Fed’s emergency rate cuts, but the initial reaction to cut them aggressively should be tempered with an eye toward the future.
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The New Commercial Banker: More Than Just a Handshake
Give me some analytics with that handshake. Traditional commercial banking has always been about relationships, but customer-level analytics can help banks better determine the right rate for the most valuable customers.
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Commercial Calling | Corporate Liquidity Will Be a Key Issue in 2019
Businesses now hold more than $4 trillion of liquidity in the U.S. With rates rising and the slope of the yield curve shifting, stakes are high for banks.
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Commercial Deposit Pricing: Time to Replace Intuition with Analytics
Customers who seek a higher rate put the bank in a defensive position that often ends with the bank offering a rate that is above the optimal and fair price for that client’s deposit.
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The Future of Banking Is Already Here
The U.S. banking industry has always followed a very simple formula: Intermediation 101 calls for banks to gather deposits from local depositors (primarily retail) and lend to local borrowers (primarily businesses).
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Sitting Down with Novantas | Roger Hochschild
The Novantas Review is pleased to introduce a new feature in which we interview an expert about the banking industry.
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Faster Payments Speed Toward Commercial Banking
Much of the buzz about real-time payments innovation has focused on retail banking, but the new technology has broad implications for commercial businesses as well.
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Increasing the Focus on Customer Primacy is an Imperative
Primacy push: banks need to be more selective about commercial customers as loans and deposits come under pressure, according to a quarterly analysis from Novantas.