The analysis of deposit behavior and cash flow can be a valuable tool in determining consumer creditworthiness.
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Consumer Credit Conundrum: The Benefit of New Deposit Metrics in Assessing Credit Risk
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Consumer Credit Conundrum: The Benefit of New Deposit Metrics in Assessing Credit Risk
Federal and state actions designed to ease the financial burden on Americans during the COVID-19 pandemic has upended the meaning of traditional credit metrics lenders rely upon for consumer credit management.
