To understand the true value of underlying deposits, acquirers — whether they are banks or fintechs — must dig deeper into the deposit portfolio during the due diligence period.
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Novantas Viewpoint | A New Approach To Due Diligence
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Tagged: Deposits
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The New M&A Dilemma: Premiums Paid for Core Deposits
Are bank buyers paying too much for deposits? There may be a difference between core deposits and true low-cost, sticky deposits.
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Deposit costs hit inflection point, but demand for funds could limit relief
Novantas’ Pete Gilchrist spoke to S&P Global about deposit costs and what relief banks can expect in the future.
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Santander joins crowded field of online deposit gathering
Novantas’ Adam Stockton spoke to American Banker about the banking landscape and that digital factors are now at least as important as physical locations.
novantas perspective
The Fed Makes Another Cut, But Can Betas Keep Pace?
The Fed just cut rates for the third time this year, a move that will keep pressure on bankers as they race to reprice their books.
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Headwind from mix shift to time deposits lets up
S&P Global | Market Intelligence discussed mix shift and CDs with Novantas’ Adam Stockton.
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Deposit Pricing Needs Urgent Attention as Rates Fall
The Fed cut rates, but that doesn’t mean your bank should. Or should it? In either case, your deposit strategy needs urgent attention because history tells us that deposit costs continue to rise even when the Fed reduces rates.
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Put Deposit Scores to Work Now
The process of scoring deposit customers can have faster impact than you might think. Novantas reveals ways to optimize scoring now.
novantas perspective
Fed Cuts Rates. Now What?
Should your bank cut rates just because the Fed did? It’s not an easy decision. Novantas explores rate trends and strategies in the latest Perspective.
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Using Analytics To Identify Valuable Customer Deposits
You know all about credit scores, but what do you know about deposit scores? New tools can help banks to better assess the cost and value of deposit balances.