future of banking Archives | Novantas

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This Month in Retail Banking | November 2020

Novantas Viewpoint

Looking Ahead to 2021: A Year for Bank Agility

<img width="300" height="157" src="https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="" loading="lazy" srcset="https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 300w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 286w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 400w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 414w" sizes="(max-width: 300px) 100vw, 300px" />

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This Month in Retail Banking | October 2020

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It’s been more than six months since banks began overhauling their operations to serve customers during the pandemic, but there is room to make more adjustments.

<img width="300" height="157" src="https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="" loading="lazy" srcset="https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 300w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 286w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 400w, https://www.novantas.com/wp-content/uploads/2020/10/LIArtboard-1-copy-3.png 414w" sizes="(max-width: 300px) 100vw, 300px" />

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This Month in Retail Banking | September 2020

Novantas Viewpoint

This is typically the time of year when people return to normal routines after the relaxed summer months. But as we all know, 2020 is anything but normal.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | August 1, 2020

Novantas Viewpoint

While the industry is clearly being transformed due to COVID-19, the urgency surrounding the pandemic’s impact on banking seems to have slowed.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | July 25, 2020

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Regardless of whether we’ve hit a “new normal” or not, banks cannot ignore the fact that the retail business is accelerating its shift from strategies based on branch centricity to a more digital-first, customer-centric model.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | July 18, 2020

Novantas Viewpoint

New cases of COVID-19 are accelerating and the CDC is forecasting that rates will continue to rise over the next four weeks.

novantas viewpoint

<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | July 11, 2020

Novantas Viewpoint

The uncertain environment continues to produce conflicting signs.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | July 3, 2020

Novantas Viewpoint

With more than two million COVID-19 cases reported and more than 127,000 deaths, there is no question that changes in U.S. consumer and corporate behavior will last for several more months.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | June 27, 2020

Novantas Viewpoint

A new surge of COVID-19 cases is tearing through several states, raising doubts about whether the economy will be able to make a V-shaped recovery.

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<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />

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This Week in Retail Banking | June 13, 2020

Novantas Viewpoint

Fintech competitors are playing an important role in the banking landscape during the COVID-19 outbreak.

novantas viewpoint

<img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" alt="novantas viewpoint" loading="lazy" data-src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="195" height="84" src="https://www.novantas.com/wp-content/uploads/2019/11/novantas_viewpoint.png" class="attachment-bones-thumb-300 size-bones-thumb-300 wp-post-image" alt="novantas viewpoint" loading="lazy" />