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The Future of Banking Is Already Here

The U.S. banking industry has always followed a very simple formula: Intermediation 101 calls for banks to gather deposits from local depositors (primarily retail) and lend to local borrowers (primarily businesses).

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Snap and Tap: Millennial Banking Trends

As more Millennials* seek “must have” mobile banking services, they increasingly want to be untethered from their bank’s physical locations. More than three-quarters of them would consider a bank that doesn’t have branches.

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Faster Payments Speed Toward Commercial Banking

Much of the buzz about real-time payments innovation has focused on retail banking, but the new technology has broad implications for commercial businesses as well.

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Banks Can Ease Deposit Woes By Taking Cue From Card Issuers

It’s no secret that the need for low-cost, sticky deposits is one of the most pressing issues in the industry today, particularly as interest rates are set to keep rising. The use of deposit scoring can help banks identify which customers they want to keep — and the best ways to keep them.

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Banks Need Workforce Overhaul As Big Staffing Churn Looms

As consumers change the way they approach their banking needs, institutions must make some tough decisions about how to staff branches and manage other parts of the workforce.

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Top Bank Marketing Execs Eye New Ways To Reach Customers

Authenticity. Story-telling. Distinctiveness. Credibility. Those are some of the goals for top bank marketing executives who attended a “Pragmatic Marketing Leadership” forum that Novantas recently hosted in San Antonio.

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