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Earning Your Profitable Share in Home Equity Lending

With high-volume product push a thing of the past, banks will need new strategies and skills to win in the crawling recovery projected for home equity lending.

Novantas Review


Improving Commercial Loan Pricing

Pressured for profitable growth, commercial lending units will need an improved analytic framework to support the field negotiations of relationship managers.


Rethinking the Home Equity Line of Credit

It is time for banks to reconsider home equity growth strategies. There are substantial opportunities in targeting and offer design, including the use of precision pricing.


New Directions in Unsecured Consumer Credit

To restart growth in consumer credit, retail banks need to look at nontraditional products; the key is to organize offers around essential customer needs.


Consumer Credit: New Frontiers for Growth

Major regional banks have both the motive and the opportunity to reclaim territory in the estimated $1.5 trillion market for unsecured credit.